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So I'm going to Europe for 2 weeks in June for my honeymoon, and I'm trying to think ahead of things I might want to take care of now.
The thing I'm wondering about is getting Euros now. I know that the rate is fairly low now (~1.32), so I was considering getting a chunk of Euros now (just ~$400).
So I guess I have two main questions:
1. I can purchase Euros at most major banks, right?
2. Is anyone aware of whether the exchange rate is supposed to remain fairly static or increase/decrease between now and June?
laconophilia is everywhere...
You can exchange at many places, and use ATMs. Not always the best rates.
I am not sure anyone can predict rates with that level of accuracy, especially since things in the EU are a bit dicey, financially.
I've just used the ATMs while I'm over there. Just check to make sure your bank, and specific bank card, will allow you to withdraw in Europe. I've been with a few people who've had accounts and cards with a big name bank that, for some reason, weren't able to take money out. They had to call in and change something, not a big deal, but not what you want to be doing on vacation. In two of the cases they had to have a card expressed to them.
With only taking out $400, the rate won't matter all that much. You're not going to want to take a boatload of cash with you so you really have no option about the rate. Just exchange the $400, completely forget about the $15 you could be losing or gaining, and enjoy the trip. Where are you going?
As an ex-pat living in Austria I would offer the following currency tips:
1. Use ATMS. In my experience, which ranges from Germany to Russia, ATMS will give you the daily exchange rate, usually with only a 1% fee or sometimes less. Check with your bank, but I use a Credit Union and ATMS work fantastically. NEVER use currency exchange kiosks. You will be robbed, raped, and thrown into the river.
2. The Euro is a stupid piece of shit and no one knows where it is going. 1.31 is low, but it could go down or up. I wouldn't worry about it too much. Bring enough Euros to get around the airport, buy some metro tickets, tip the stupid street performers, and then get your ass to an ATM and pull out some serious cash.
3. Don't end up with 500 euros on your trip home. Exchanging them, even at major banks, takes a while and can be a hassle. They may look cool, but it's much nicer to have dollaz greeting you when you come home.
Have fun and wear a condom. Where are you headed?
These are my principles. If you don't like them, I have others.
Let your credit card companies know you are going and find out their rates. Serivce fees vary amoug companies.
If you are going to call home, get a skype acct. Have you reserved a car?
Well the condom advice may be extreme considering he is on his honeymoon
"love unconditionally". Princess Lacey
One can never be too careful.
+1 and your bank too if you're going to be using ATM's over there which is really the best way to go. I don't know that there is any reason to exchange ahead of time, and like the previous poster said- don't come back with any unless you plan on keeping them. It is a PAYNE!!! to exchange them here. Also, if you don't have one already- get a Capital One credit card- when I went to Europe in 07, their exchange rate was 0% (if I remember properly). One other thing to keep in mind you'll need to get adapters for the different electrical outlets/currents that they use in Europe. See if you can borrow someone's or buy one off of Craigslist. Have fun.
I'm going to Austria this summer (late June, early July)... any tips?
We'll likely fly into Munich, visit Prague, Vienna, Klagenfurt, Switzerland and northern Italy (possibly Venice). What area of Austria are you living in? We're spending more time in Klagenfurt (some of our group are doing an Ironman there) than anywhere else.
Just making sure... when you say "ATMS" you mean ATMs right? that's not some sort of other acronym I'm not familiar with? Any advice on getting around or finding places to stay? I'm thinking we'll likely get Eurail passes.
get the new Nike MSU font: http://tinyurl.com/spartansfont
Just get a Triple Platinum Preferred Visa card. That'll take care of everything.
"Those fans are in for a world of hurt...they've never gone up against a premium message board fan base like ours."-Vim
Yes! It is amazing. Believe it or not, they also have running water, electricity, and STDs too!
Call your banks to make sure your ATM/credit cards will work overseas. Most (if not all) have holds on them to prevent fraud. With most cards, you are going to get screwed with foreign transaction fees. It makes sense to look into alternatives. I have a Capital One credit card with no foreign transaction fees/charges that I got specifically for travel--I get enough cash from ATMs for petty expenses and charge everything else I can on this card.
If people could accurately predict currency fluctuations, they'd be living the dream, rather than posting here.
1.) Set up one credit card so it doesn't get international charges.
2.) Get Euro's from ATM's once you land there. When i have exchanged here beforehand the exchange rates i have received have been terrible. ATM's are normally very accurate (if you are using a card with the international fee waved).
3.) The dollar vs the Euro has slowly been improving and should continue...not saying it will be 1-1 but i wouldn't worry it will get worse.
Your average UofM fan and I have something in common, neither of us went to UofM. Though we do share One major difference, I got Accepted.
Ireland. She really wanted to go to France and Ireland, I was tied between Italy and Ireland, so we settled on Ireland.
However, what she doesn't know, is that our flight back goes to Paris with a 2 day layover. Figured I'd start the marriage in the 'plus' column of the bonus-points chart...
I haven't yet. It's something I'm really debating. We're flying into Dublin, but didn't want too much of a 'big city' experience, so I found a smaller city about 20 miles away called Ashbourne, which is where we'll be staying. I'm thinking I should probably just rent a car for 2 main reasons:
1. So that we have flexibility and can go to the different castles and cities and whatever
2. So that I can drive on the left side of the road, it's on my bucket list.
I should neg you for asking such a stupid question.
Of course I'll keep it in my fanny pack.
Electrical plug adapters
I really did not like Paris when I was there, I much preferred Spain and London. Though the Netherlands was pretty kick ass!
You should change your thread title to: advice on dollars to euros exchange your thread has nothing to do with travel
FYI, Capital One doesn't charge a foreign transaction fee. Or at least they didn't when I went a few years ago.
"People don't care how much you know until they know how much you care." - Mark Dantonio.
You know what they call a Quarter Pounder With Cheese in France?
If you bank with Citi, you will find ATMs in major European cities. There will be foreign transaction fees, but that's a sunk cost if you're traveling.
Also, if you have an Amex card and want to get some Euros before leaving, walk into one of their service centers in your city. They often have Euros for cardmembers at better fx rates than you'll find at the European airports.
Not currency related. If you are renting a vehicle do not use Avis in Europe. I had a tire completely blow out on the motorway on the way back to Gatwick Airport and those clowns are charging me for the tire.
Posting member of tRCMB since 1997.
It is ALWAYS a great day to be a Spartan!!!!
yes, foreign money exchange has nothing to do with travel...
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