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Government and institutional need based financial aid is completely based on your parents paying for college. If you are from a wealthy family and you pay for your own education you will be paying much closer to the sticker price cost of an institution, whether it's the $21k for MSU ($41k out of state) or $48k for K College, due to the student not receiving grant aid from the institution, pell grants, any other need based funds or subsidized student loans (the ones that do not earn interest until graduation). If you're from a family that does not have the resources and lives paycheck to paycheck, or welfare check to welfare check, the student will be offered much more in need based aid bringing the cost of education down. I think we all would agree that's a good thing to break the cycle of poverty and reward high achieving students with high financial need.
Now, my point is that all 18 year old students heading to college are relatively poor and don't have the skills to make a decent income to pay for college (hence why most are attending college). Some students are "earning" need based aid based on their parents lack of savings or income giving an advantage over students from wealthy families. I am not saying "those poor rich kids would have it so bad" but rather in the current system these students from well off families would have to assume a large amount of loans over high need students. I think we all agree anyone taking out a lot of loan is bad.
Sitting back and saying it's pathetic that some students are having their parents pay for college is just as pathetic as accepting need based aid as both students are receiving help to invest in their education, whether its a family's share or institution.
This post was edited by Io Triumphe 11 months ago
If the price of your student loans is preventing you from living a fun life you need a better job.
"As far as the downvotes. It's a gnat biting an lion"
-- A member of tRCMB Justice League, taking the internet WAY WAY too seriously.
I worked through my last year of high school, worked summers, worked through the last two years of undergrad, did internships, and ofcourse worked all the way through my company funded graduate degree.
My folks paid for my undergrad degree....their only request is that I do the same for my kids. (And actually as I turns out my dad ended up putti g large chunks of money in educational trusts for all of his grand kids)
I appreciate your work ethic mentality, but I assure you that one can still have a very solid work ethic even with no payback outside funding. Incidentally, with the right college job it's possible to work Tuesday night, then go out and get fucked up....I know this from experience
You seem to be part of the flawed school of thought that just because someone has their school paid for, they will just slack off and not care, and expect everything handed to them. It's possible to appreciate and take advantage of receiving aid from others. I don't know what your motivation for thinking so is, but enjoying a gift that has been given to you is not a "problem with America."
get the new Nike MSU font: http://tinyurl.com/spartansfont
That is true, but think of the situation for someone fresh out of college with student debt. Say they manage to get a $35k per year job, which equates to about $2200 per month net after taxes. After $800/mo total housing, $500/mo car payment and gas/ins, $100/mo phone, $400/mo food, and $400/mo student loan payment, there is nothing left over for savings or any type of entertainment. That is the reality for most people who graduate college with debt(if they can actually manage to find a job).
If you feel like that type of lifestyle is forcing discipline on your kids,I'm not sure what to say.
You can make 30k waiting tables at a chain restaurant. Do people really only work for 35k a year out of college for more than 6-12 months? If not, no big deal. If so, you have the wrong job.
And to think Patlanta's pissed just because of the dads' tree limb.
This post was edited by sloppythirds 11 months ago
Depends on the major, albert einstein.
People take what they can get. I'd be willing to bet that 80% of MSU graduates are taking jobs directly out of college that pay $35k or less.
Even if they started a fund for your college tuition when you were a baby? I used to hear a lot about that when I was growing up, but I guess that doesn't happen much any more, eh?
Says the guy with online pics passed out in college...We've all been there, but not all of us shit on the idea of help from our parents while looking like a child in the fetal position
*Disclaimer...Not sure if I've said in this thread. I didn't get one cent from my parents for college. I also didn't bitch about not getting basketball tickets when I was busy getting drunk.*
I make less than that, and yes I am one of those people. 150+ job applications and still counting, and still interviewing.
This. Nothing else really matters
The moment is eternal
With your spelling of the word paid, it appears your parents didn't get a great return on their investment.
Did you major on something you expected to make more with?
Yes, even with my MS degree they're choosing PhD candidates more often. I'm now looking into a career change and exploring other options, which is what I've been doing the past 6 months.
Yes. A college degree--- any degree -- opens doors to you outside of your major if you want then. There is more than 35k behind most of them if money is what drives you. I'm not doing for a living what I thought I'd be, but I'm probably a lot happier because if it.
Believe me, i'm looking for anything that makes more and has opportunites to move up. Before I go into work, I work on appying for other jobs.
35k? Do you have a major in communications?
"If you're worried about Wolverine fans, just move to Pasadena. You'll never have to deal with 'em."
I'm sorry you're so bitter, but this is simply a case of evolution at work. If you've ever taken an evolution or genetics class, you'd know there are equations that relate the investment an organism puts into its offspring and the likelihood that its genes will be passed on to subsequent generations. I don't remember them and I'm not going to rehash them here, but this is essentially the same thing. If parents want to increase the probability that their children will be successful and continue their lineage, they will increase their investment in their children, and paying for college is one means of doing that.
My parents paid for this "rich dumb kid's" undergraduate education and I got into med school, so it seems to have worked for me so far. I'm not going to apologize for coming from superior stock, having successful parents who value education and had the foresight to invest in MET, or the principles of evolution that have been in play on this earth for billions of years.
"No one has ever drowned in sweat." - Lou Holtz
WTF does passing out drunk have anything to do with my parents? Grasping for straws, guy.
***real colleges. Phoenix online doesn't count.
My parents paid my entire college tab ... All I had to do was get good grades and work for spending money.
I graduated debt free and it helped me own my home free and clear before I was 40 and kept me well ahead of the curve.
In return, I have a 529 plan stuffed full enough to do the same for my daughter. I expect she'll do the same for grandchildren.
Debt isn't dignity.... There's nothing to admire about it. You're forced to do it- or you wouldn't.
All this " I walked to college uphill both ways, and took out loans to do it" crap is nauseating.
Yea not sure what the problem is. My dad worked 7 days a week for almost my entire life so my sisters and I wouldn't have to. He paid tuition, I paid all of my own spending money. I worked at the meijer in okemos, cut lawns, and always had summer jobs.
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