Online Now 1815

MSU Red Cedar Message Board

The largest and most active MSU Spartans board on the web

On this Board 1243
Record: 12118 (3/18/2012)

Online now 1810
Record: 10351 (3/11/2012)

Boards ▾

MSU Red Cedar Message Board

The largest and most active MSU Spartans board on the web

The Press Box

The place to ask questions to SpartanTailgate's recruiting experts

Duffy Daugherty Forum

"The Duff" is dedicated to Michigan State football recruiting discussion

Jack Breslin Forum

"The Bres" is dedicated to Michigan State basketball recruiting discussion

Wells Hall Off Topic Board

This is your pulpit to preach to the masses about everything from politics to religion

Marketplace & Ticket Exchange

The place to buy, trade or sell Michigan State tickets

Fantasy Sports Forum

For fantasy football and other fantasy sports discussion

Test/Feedback Forum

Reply

How can states allow Buy Here Pay Here places to be in business?

  • MSU1985 said...

    Not to mention you CO-SIGNED for someone who is just a girlfriend? You are a dumb a$$.

    Reading is NOT your strong point.

    signature image

    12177 Post before moving here. 10/29/11 will live forever in our hearts (plus 50 votes in the last 3 hours)

    tJYD

  • Dr Leo Spaceman said...

    So did you bang her or what?

    This. If your not, what a hegante tool. If you are, still too much work.

    blanch32

  • ancientspartan said...

    Get ready for more and more of these shady kinds of businesses which prey on the less educated and less fortunate as government regulation is marginalized more and more by the greedy conservatives. Wait until insurance companies are totally deregulated....will be fun to watch!

    LOL, Buy here, pay here has been around forever and we're ALREADY overrun with "rent to own" stores that are the same type of scam only slightly more legit. If "government regulation" could really do anything to help where have they been for 50 years? My guess is spewing liberal pap like this.

    signature image signature image signature image

    LooseGoose2012

  • Buy here pay here is regulated by the state.
    The max interest in Mi is 24.99 percent.
    The reason places like these flourish is because many people who use them have
    stiffed somebody already, thus they have bad credit and a track record of not paying at
    all or paying slow/ late.
    Why wouldn't a car lot want down payment from somebody who is only there because
    They don't pay people
    Put 4k down on a car the dealer has say 6500 in and sells for 10k , and you make 3 or 4 payments and stiff him also he is out a couple of grand for selling a dirtballs a car. And the above scenario happens every day.

    Mudjin harbor

  • Those places make their money by selling the same car multiple times. Sell, repo, sell, repo.

    Fog Of War

  • Fog Of War said...

    Those places make their money by selling the same car multiple times. Sell, repo, sell, repo.

    Yep. They purposely put people on payment plans they can not meet and, first missed payment the reposess. Car goes back on the lot an for sale. They then sue for the balance of the loan in small claims court.

    Local tv channel profiled one of these places and they had sold the same car 8 times in a 6 month time span.

    CA Sparty

  • Mudjin harbor said...

    Buy here pay here is regulated by the state.
    The max interest in Mi is 24.99 percent.
    The reason places like these flourish is because many people who use them have
    stiffed somebody already, thus they have bad credit and a track record of not paying at
    all or paying slow/ late.
    Why wouldn't a car lot want down payment from somebody who is only there because
    They don't pay people
    Put 4k down on a car the dealer has say 6500 in and sells for 10k , and you make 3 or 4 payments and stiff him also he is out a couple of grand for selling a dirtballs a car. And the above scenario happens every day.

    So its ok for them to sell crap that dies within 24 to 48 hours, refuses to fix it then expect the people to keep making payments!?

    signature image

    12177 Post before moving here. 10/29/11 will live forever in our hearts (plus 50 votes in the last 3 hours)

    tJYD

  • tJYD said...

    So its ok for them to sell crap that dies within 24 to 48 hours, refuses to fix it then expect the people to keep making payments!?

    it's not okay, but nobody's going to regulate it. You need to have a mechanic look at the car before you purchase it or you are stuck with an as is sale.

    y2kMgrad

  • y2kMgrad said...

    it's not okay, but nobody's going to regulate it. You need to have a mechanic look at the car before you purchase it or you are stuck with an as is sale.

    I am not going to disagree with this. But, not everyone has the smarts to do that, especially if they are desprate. Even if they did, places like that tend to give them the runaround. Some people in Chicago went into a Carhop to attempt to do a full cash sale, and was denied service. If that isnt a red flag, I do not know what is.

    signature image

    12177 Post before moving here. 10/29/11 will live forever in our hearts (plus 50 votes in the last 3 hours)

    tJYD

  • Actually these places would rather people not have issues with the car so they don't have to pay to have it repo'ed. And they can
    continue to collect interest and get on the
    good side of the deal.
    Many of these dirtballs who buy from these places don't take care of the car, so in many cases it's not all rosy having to take a car back that might have been decent but is now a turd.
    The original comment about the buyer having 4k down is unusual. She continued to display stupidity by not buying a cash car for the 4k, and spending likely no more than 50
    bucks to have said car checked out.
    Buying a turd Jaguar was an extremely poor
    Idea with 4 grand in cash.

    Mudjin harbor

  • Btw... A lot of buy here pay here won't sell cars for cash
    I know for instance JD Byrider won't sell a car for cash no matter how much of it you have

    Mudjin harbor

  • Mudjin harbor said...

    Actually these places would rather people not have issues with the car so they don't have to pay to have it repo'ed. And they can
    continue to collect interest and get on the
    good side of the deal.
    Many of these dirtballs who buy from these places don't take care of the car, so in many cases it's not all rosy having to take a car back that might have been decent but is now a turd.
    The original comment about the buyer having 4k down is unusual. She continued to display stupidity by not buying a cash car for the 4k, and spending likely no more than 50
    bucks to have said car checked out.
    Buying a turd Jaguar was an extremely poor
    Idea with 4 grand in cash.

    .... Did I ever say she had 4K, or are you stuck on stupid and cant read worth a darn?

    signature image

    12177 Post before moving here. 10/29/11 will live forever in our hearts (plus 50 votes in the last 3 hours)

    tJYD

  • tJYD said...

    So its ok for them to sell crap that dies within 24 to 48 hours, refuses to fix it then expect the people to keep making payments!?

    If someone is stupid enough to buy a car under those circumstances, then yes. The buyer needs to have some responsibility if buying something used with no guarantees.

    By the way, how is it almost two pages in and no one has asked if Orangebloods has confirmed that the cars were crap?

    MiamiSpartan

  • Sorry if I misread she had 4 grand
    But I didnt misread you let her buy a car that easily has among the worst reputations on the planet
    I guarantee you these reason that car was there was because the book value is high, but at auctions they are dirt cheap because dealers know they are a shit car......
    That said, he bought it knowing it's likely some dunce like you would come around and he could knock your/ her head off.
    What a smuck

    Mudjin harbor

  • I'm in Florida and there are "buy here, pay here" used car lots all over the place. I've never stopped at one but from what I can see it looks to like they specialize in old and well worn cars.

    PlymouthSparty

  • Mudjin harbor said...

    Sorry if I misread she had 4 grand
    But I didnt misread you let her buy a car that easily has among the worst reputations on the planet
    I guarantee you these reason that car was there was because the book value is high, but at auctions they are dirt cheap because dealers know they are a shit car......
    That said, he bought it knowing it's likely some dunce like you would come around and he could knock your/ her head off.
    What a smuck

    Thank goodness I tracked the VIN and not relied on know it all jackasses on a MSU board.

    signature image

    12177 Post before moving here. 10/29/11 will live forever in our hearts (plus 50 votes in the last 3 hours)

    tJYD

  • blanch32 said...

    hegante

    lollollollol WTF is this supposed to be?

    tRCMB - Visit at your own risk of being disgusted.

    Gob_Bluth

  • tJYD said...

    I then asked them about the price of the cars, the salesperson told me that they do not disclose the price of the car until you sign on the contract. At this point I have this cock-eyed look ready to leave, but my friend in need of a car asked me to just test drive one or 2. I said it's on you.

    You just answered your own question...it's on the consumer to not do business with that company.

    Physically battering a person and then following that up with an assault...I hope they didn't call the police because they could still get you.

    tVargMan Prime

  • VargMan said...

    You just answered your own question...it's on the consumer to not do business with that company.

    Physically battering a person and then following that up with an assault...I hope they didn't call the police because they could still get you.

    ..... Its Texas!

    signature image

    12177 Post before moving here. 10/29/11 will live forever in our hearts (plus 50 votes in the last 3 hours)

    tJYD

  • Go to their website and you can search for Accura, Acura and Aucura. It looks like they also have the limited edition Audia as well as Audi.

    Cthulhu

  • Cthulhu said...

    Go to their website and you can search for Accura, Acura and Aucura. It looks like they also have the limited edition Audia as well as Audi.

    .... Smh.... Really, this place does cater to the stupid.

    signature image

    12177 Post before moving here. 10/29/11 will live forever in our hearts (plus 50 votes in the last 3 hours)

    tJYD