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I just put in an offer on a condo

  • MSU734 said...

    Why does 80% of the real estate in Chicago look like this? Pretty MAC level interior, imo for living in a BIG city

    Aren't you the moron who was emphatic about Chicago not having any good food due to not having an abundance of food trucks on the street? Did you major in interior design at MSU?

    Anyway, congrats Chi town. I close on my new place in Wicker Park in a week and I can't wait for the process to be over. surrenderlol

    Spartan007

  • Spartan007 said...

    Aren't you the moron who was emphatic about Chicago not having any good food due to not having an abundance of food trucks on the street? Did you major in interior design at MSU?

    Anyway, congrats Chi town. I close on my new place in Wicker Park in a week and I can't wait for the process to be over. surrenderlol

    Thanks. Congrats to you. I'll relax a little tomorrow afternoon when all my shit is in there and all I need to do is crack a beer and get settled

    Chitown_Badger

  • Chitown_Badger said...

    Thanks. Congrats to you. I'll relax a little tomorrow afternoon when all my shit is in there and all I need to do is crack a beer and get settled

    So you closed? where are the pics?

    We are the SPARTANS and They are NOT!!! [spartan 2]

    MurphyGreen

  • Congrats Chitown, hope you're enjoying this awesome weekend in your new pad.

    Phil McCrackin

  • Spartan007 said...

    Aren't you the moron who was emphatic about Chicago not having any good food due to not having an abundance of food trucks on the street? Did you major in interior design at MSU?

    Anyway, congrats Chi town. I close on my new place in Wicker Park in a week and I can't wait for the process to be over. surrenderlol

    Negative. Chicago has a 2nd tier food culture (I'd say SanFran, NYC, and LA are top tier in the US).

    Majored in Civil Engineering.

    signature image

    "Music and rhythm find their way into the secret places of the soul" - Plato

    MSU734

  • MurphyGreen said...

    So you closed? where are the pics?

    Yup. Done and done. Not ready to post pics yet because the place is still kind of a disaster. Should have some this week once everything gets relatively put away. I'm sore and tired, and I spent over $500 at target and home goods yesterday...barely notice where the money went. Also just dropped $1,900 for a bedroom set at Macys. Home ownership is expensive.

    Friends stopped by to grill saturday afternoon/evening, which was fun, because we could hear the music from mayfest clear as day. So we enjoyed that and I got shitfaced. The balcony works well for parties.

    Got the tv stand put together last night. That setup is going to look pretty damn sweet when it's all hooked up. Will definitely toss some pictures of that in there.

    Chitown_Badger

  • So how's new place? Pics?

    I'm currently visiting my old apt. near Clark & Diversey (my folks took over the rental payments) but I now live in Texas, and being back in Chicago has made me think seriously about long-term goals. Ideally in 3 years I'd like to move back and buy in the city (I'm just not a house, lawn and strip mall guy). Even saving for a down payment of 20% is likely going to be well above $40K. Hope it's a buyers' market then ....

    Howler

  • Howler said...

    So how's new place? Pics?

    I'm currently visiting my old apt. near Clark & Diversey (my folks took over the rental payments) but I now live in Texas, and being back in Chicago has made me think seriously about long-term goals. Ideally in 3 years I'd like to move back and buy in the city (I'm just not a house, lawn and strip mall guy). Even saving for a down payment of 20% is likely going to be well above $40K. Hope it's a buyers' market then ....

    Thanks for the story!

    signature image

    Turtleneck

  • Howler said...

    So how's new place? Pics?

    I'm currently visiting my old apt. near Clark & Diversey (my folks took over the rental payments) but I now live in Texas, and being back in Chicago has made me think seriously about long-term goals. Ideally in 3 years I'd like to move back and buy in the city (I'm just not a house, lawn and strip mall guy). Even saving for a down payment of 20% is likely going to be well above $40K. Hope it's a buyers' market then ....

    You don't necessarily have to put down 20%. Unless you're just trying to avoid paying PMI.

    MSUsbetterthanu

  • MSUsbetterthanu said...

    You don't necessarily have to put down 20%. Unless you're just trying to avoid paying PMI.

    I had to look that up (I know, I know). All this stuff is kind of fascinating to a lifetime renter. Seems like a no-brainer to avoid the PMI if it's possible to save up for the 20% down payment.

    Any other Chicago homeowners want to share their experiences? My ex-girlfriend lives on Oakdale between Halsted and Sheffield, and she always swore she would never buy again. The HOA was a persistent pain in the neck.

    Howler

  • MSUsbetterthanu said...

    You don't necessarily have to put down 20%. Unless you're just trying to avoid paying PMI.

    For a condo, you need to put down 25% to avoid PMI. I was able to do that and it helps by a decent amount on payments.

    Here are a few current pics.

    This post was edited by Chitown_Badger on 1/7/2013 at 11:51 AM

    attachmentattachment

    Chitown_Badger

  • Which Ikea do you shop at?

    35,600 posts and counting since 09-09-2002. tRCMB Dead Pool Commissioner.

    pulling69 ●

  • pulling69 said...

    Which Ikea do you shop at?

    Are you talking to me? I've never set foot in an ikea.

    Chitown_Badger

  • Chitown_Badger said...

    Are you talking to me? I've never set foot in an ikea.

    Online shopper? Niiccee.

    35,600 posts and counting since 09-09-2002. tRCMB Dead Pool Commissioner.

    pulling69 ●

  • Thanks for pics, Badger. I like my fireplace:

    attachment

    Howler

  • pulling69 said...

    Online shopper? Niiccee.

    Let me further clarify. I've never bought anything from Ikea or received anything from Ikea from anyone else.

    But yes, I am an online shopper. Got the coffee table, rug, server, and dining table and chairs via online purchases.

    Chitown_Badger

  • Chitown_Badger said...

    Are you talking to me? I've never set foot in an ikea.

    That black 'coffee' table is 100% from Ikea, I have multiple friends who have them. Nothing wrong with it, but there seems to be more than a few Ikea items in your pad.

    Walter_Sanchez

  • Walter_Sanchez said...

    That black 'coffee' table is 100% from Ikea, I have multiple friends who have them. Nothing wrong with it, but there seems to be more than a few Ikea items in your pad.

    See above post. Ikea doesnt hold the patent on black coffee tables.

    The pictures above the server are ones that I took myself and then had printed on canvas.

    This post was edited by Chitown_Badger on 1/7/2013 at 1:35 PM

    Chitown_Badger

  • Walter_Sanchez said...

    That black 'coffee' table is 100% from Ikea, I have multiple friends who have them. Nothing wrong with it, but there seems to be more than a few Ikea items in your pad.

    EDIT: Just read your post above this one. thumbsup

    Walter_Sanchez

  • Chitown_Badger said...

    For a condo, you need to put down 25% to avoid PMI. I was able to do that and it helps by a decent amount on payments.

    Here are a few current pics.

    That rug really ties the room together.

    Jools Holland

  • Walter_Sanchez said...

    That black 'coffee' table is 100% from Ikea, I have multiple friends who have them. Nothing wrong with it, but there seems to be more than a few Ikea items in your pad.

    Cut him some slack, he hit up target.com biggrin

    35,600 posts and counting since 09-09-2002. tRCMB Dead Pool Commissioner.

    pulling69 ●

  • I will say this, you decorated your new condo way better than what Tui did with his mom's help...You don't happen to have a spare set of rims in a closet, do you?

    35,600 posts and counting since 09-09-2002. tRCMB Dead Pool Commissioner.

    pulling69 ●

  • Jools Holland said...

    That rug really ties the room together.

    Goddamn right it does.

    Btw, here's the exact coffee table.

    Unavailable

    Either this website doesn't exist or is not currently available.

    www.cymax.com

    Chitown_Badger

  • Howler said...

    I had to look that up (I know, I know). All this stuff is kind of fascinating to a lifetime renter. Seems like a no-brainer to avoid the PMI if it's possible to save up for the 20% down payment.

    Any other Chicago homeowners want to share their experiences? My ex-girlfriend lives on Oakdale between Halsted and Sheffield, and she always swore she would never buy again. The HOA was a persistent pain in the neck.

    If you can avoid PMI, obviously that's the best. However, if it's going to take you a while to build up the kind of money required to put 20-25% down, it's not terrible to put less down and pay PMI. If you can get a total mortgage payment around the price of your rent, that's always the better investment (whether you're paying PMI or not). Also, depending on your income, PMI can be tax deductible. No, I'm not a loan officer lol...I just recently bought a place and thought I'd throw it out there.

    MSUsbetterthanu

  • MSUsbetterthanu said...

    If you can avoid PMI, obviously that's the best. However, if it's going to take you a while to build up the kind of money required to put 20-25% down, it's not terrible to put less down and pay PMI. If you can get a total mortgage payment around the price of your rent, that's always the better investment (whether you're paying PMI or not). Also, depending on your income, PMI can be tax deductible. No, I'm not a loan officer lol...I just recently bought a place and thought I'd throw it out there.

    And depending on where the market goes, you may end up paying the same each month even without PMI a year or two from now because home prices go up.

    Chitown_Badger

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