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Support the Student Loan Forgiveness Act (SIAP)

  • Tuition rates are ridiculous and loan debt is increasing gigantic amounts every year, and over $1 trillion is expected in loans in 2012 alone.

    Even at MSU, the rates have hiked dramatically. From when I was a freshman there and my sister (six years younger) was accepted into State just last month, tuition has gone up thousands of dollars. It's to the point that my sister won't be able to attend Michigan State because my parents can't afford it, and having even more loans after I won't have mine paid off for many years doesn't help the cause. And yes, she would be an in-state student.

    Sign the petition, it takes two seconds and is for a good cause. I don't do this often, but it is crazy to think that young people must pay tens of thousands of dollars to become educated in this country while banks can be reimbursed and bailed out. Why not bail out the individuals and their families, especially during a flailing economy?

    SignOn.org Beta - Support the Student Loan Forgiveness Act of 2012

    Total outstanding student loan debt in America is expected to exceed $1 TRILLION this year. Millions of hardworking, taxpaying, educated Americans are being crushed under the weight of their educational debts, while the economy continues to sputter. Support a REAL economic stimulus and jobs plan. Support the Student Loan Forgiveness Act of 2012 (H.R. 4170).

    signon.org

    What is that, a Titleist? A hole in one...

    Cosmo_Kramer

  • I support this, but have so little faith that anything will come of it. Our generation simply has no political clout and will be paying for the debts of the previous generations.

    RaptorCaptor

  • wait, so when someone takes out too big of a loan to easily pay back I should feel bad for them?

    F that.

    bryanleeg

  • bryanleeg said...

    wait, so when someone takes out too big of a loan to easily pay back I should feel bad for them?

    F that.

    This,

    If you can pay back the debt, don't borrow it. You know the cost of school, you know what your job options are (or you should). Why should the taxpayers cover your bad decisions?

    Rook

  • Rook said...

    This,

    If you can pay back the debt, don't borraow it. You know the cost of school, you know what your job options are (or you should). Why should the taxpayers cover your bad decisions?

    because people have no other option?

    GreenAllDay

  • Fuck that shit, I just made my last student loan payment. They can do the same!

    35,600 posts and counting since 09-09-2002. tRCMB Dead Pool Commissioner.

    pulling69 ●

  • GreenAllDay said...

    because people have no other option?

    Oh, I forgot that it is now a constitutional requirement to go to college and rack up large student loan debt that you know you cannot repay - but it's okay, the taxpayer's will take care of everything as usual.

    Rook

  • GreenAllDay said...

    because people have no other option?

    get a fucking job, or 2, or 3 during school and over the summer to pay for it. I did

    Sorry you won't be able to go to Cabo with your friends for spring break or spend the summer on the beach.

    oh, and online petitions work great, good luck with that...

    This post was edited by bryanleeg on 4/20/2012 at 4:22 PM

    bryanleeg

  • I'll sign it if you sign my "free chicken at Popeye's" petition.

    Tree Rat

  • I would benefit immensely from this but come on let's be realistic.

    Stils

  • Rook said...

    Oh, I forgot that it is now a constitutional requirement to go to college and rack up large student loan debt that you know you cannot repay - but it's okay, the taxpayer's will take care of everything as usual.

    college is basically required in todays society.

    GreenAllDay

  • What has this country come to? I hope you realize that this would end up leading to higher taxes or more national debt, Just a pathetic attempt to buy your vote.

    Duke Silver

  • bryanleeg said...

    get a fucking job, or 2, or 3 during school and over the summer to pay for it. I did

    Sorry you won't be able to go to Cabo with your friends for spring break or spend the summer on the beach.

    oh, and online petitions work great, good luck with that...

    I appreciate the idea and the eloquent way you stated this but financially I don't think it's feasible to get 2 to 3 jobs over the summer as an 18-22 year old that would cover the cost of room, board, and tuition. I may be wrong so someone who did pay their way through school recently may be able to do the math and enlighten me.

    Stils

  • I hope MSU and other schools start losing enrollment to be honest. It's all about the money, the professors need the extra 25 Starbuck's Latte's a year. And if I would have known that there would be a fucking recession halfway through college, I probably would have made other decisions in hindsight. And I don't know if any of you have even looked at the tuition spike in the last six years, but it's insane:

    YEAR PER CREDIT AMOUNT
    2011 Fall Semester $406.75
    2011 Summer Semester (Admitted Fall 2005 or after) $380.50
    2011 Summer Semester (Admitted prior to Fall 2005) $353.25
    2010 Fall Semester (Admitted Fall 2005 or after) (A) $371.75
    2010 Fall Semester (Admitted prior to Fall 2005) (A) $345.25
    2010 Summer Semester (Admitted Fall 2005 or after) (1) $347.00
    2010 Summer Semester (Admitted prior to Fall 2005) (1) $321.00
    2010 Spring Semester (Admitted Fall 2005 or after, after offset) (2) $342.00
    2010 Spring Semester (Admitted prior to Fall 2005, after offset) (2) $316.00
    2009 Fall Semester (Admitted Fall 2005 or after) (A) $347.00
    2009 Fall Semester (Admitted prior to Fall 2005) (A) $321.00
    2009 Spring Semester (Admitted Fall 2005 or after, before offset) (3) $314.75
    2009 Spring Semester (Admitted prior to Fall 2005, before offset) (3) $290.25
    2009 Spring Semester (Admitted Fall 2005 or after, after offset) (3) $311.00
    2009 Spring Semester (Admitted prior to Fall 2005, after offset) (3) $286.75
    2008 Fall Semester (Admitted Fall 2005 or after) (A) $311.00
    2008 Fall Semester (Admitted prior to Fall 2005) (A) $286.75
    2008 Spring Semester (Admitted Fall 2005 or after) $277.50
    2008 Spring Semester (Admitted prior to Fall 2005) $254.75
    2007 Fall Semester (Admitted Fall 2005 or after) $280.00
    2007 Fall Semester (Admitted prior to Fall 2005) $257.25
    2006 (Admitted Fall 2005 or after) $255.50
    2006 (Admitted prior to Fall 2005) $234.75
    2005 (Admitted Fall 2005 or after) (4) $233.25
    2005 (Admitted prior to Fall 2005) $223.50
    2004 $206.25
    2004 (Summer) $201.50
    2003 (Fall/Spring) $197.50
    2002 $179.75
    2001 $165.75
    2000 $152.25
    1999 $147.25
    1998 $144.00
    1997 $140.75
    1996 $136.75
    1995 $132.75
    1994 $129.50
    1993 $125.00
    1992 (5) $114.25
    1991 $69.75
    1990 $65.25
    1989 $60.75
    1988 $56.00

    That is insane. (That is at MSU, mind you.) But yeah, working at Pita Pit will cover that plus living expenses, cost for books, bus passes, etc. And I know the petition is bogus, but I just feel bad that my sister can't continue my family's tradition of being Spartans.

    Downvotes hurt, you losers lol

    This post has been edited 3 times, most recently by Cosmo_Kramer on 4/20/2012 at 4:35 PM

    What is that, a Titleist? A hole in one...

    Cosmo_Kramer

  • Cosmo_Kramer said...

    I hope MSU and other schools start losing enrollment to be honest. It's all about the money, the professors need the extra 25 Starbuck's Latte's a year. And if I would have known that there would be a fucking recession halfway through college, I probably would have made other decisions in hindsight. And I don't know if any of you have even looked at the tuition spike in the last six years, but it's insane:

    YEAR PER CREDIT AMOUNT 2011 Fall Semester $406.75 2011 Summer Semester (Admitted Fall 2005 or after) $380.50 2011 Summer Semester (Admitted prior to Fall 2005) $353.25 2010 Fall Semester (Admitted Fall 2005 or after) (A) $371.75 2010 Fall Semester (Admitted prior to Fall 2005) (A) $345.25 2010 Summer Semester (Admitted Fall 2005 or after) (1) $347.00 2010 Summer Semester (Admitted prior to Fall 2005) (1) $321.00 2010 Spring Semester (Admitted Fall 2005 or after, after offset) (2) $342.00 2010 Spring Semester (Admitted prior to Fall 2005, after offset) (2) $316.00 2009 Fall Semester (Admitted Fall 2005 or after) (A) $347.00 2009 Fall Semester (Admitted prior to Fall 2005) (A) $321.00 2009 Spring Semester (Admitted Fall 2005 or after, before offset) (3) $314.75 2009 Spring Semester (Admitted prior to Fall 2005, before offset) (3) $290.25 2009 Spring Semester (Admitted Fall 2005 or after, after offset) (3) $311.00 2009 Spring Semester (Admitted prior to Fall 2005, after offset) (3) $286.75 2008 Fall Semester (Admitted Fall 2005 or after) (A) $311.00 2008 Fall Semester (Admitted prior to Fall 2005) (A) $286.75 2008 Spring Semester (Admitted Fall 2005 or after) $277.50 2008 Spring Semester (Admitted prior to Fall 2005) $254.75 2007 Fall Semester (Admitted Fall 2005 or after) $280.00 2007 Fall Semester (Admitted prior to Fall 2005) $257.25 2006 (Admitted Fall 2005 or after) $255.50 2006 (Admitted prior to Fall 2005) $234.75 2005 (Admitted Fall 2005 or after) (4) $233.25 2005 (Admitted prior to Fall 2005) $223.50 2004 $206.25 2004 (Summer) $201.50 2003 (Fall/Spring) $197.50 2002 $179.75 2001 $165.75 2000 $152.25 1999 $147.25 1998 $144.00 1997 $140.75 1996 $136.75 1995 $132.75 1994 $129.50 1993 $125.00 1992 (5) $114.25 1991 $69.75 1990 $65.25 1989 $60.75 1988 $56.00

    That is insane.

    People still pay the tuition, until that stops the rate increases wont. The fact it's so easy to get a student loan makes the whole process even worse.

    Duke Silver

  • ~Stils~ said...

    I appreciate the idea and the eloquent way you stated this but financially I don't think it's feasible to get 2 to 3 jobs over the summer as an 18-22 year old that would cover the cost of room, board, and tuition. I may be wrong so someone who did pay their way through school recently may be able to do the math and enlighten me.

    I worked my way through undergrad/post-grad but still had to take out loans. I don't equate this with some of the other ways people are getting over on the government, like the lobsters paid for with the bridge card. Tuition is rising faster than people can keep up with and like others have said, college is essentially a requirement now (as is post-grad work). I support this or any other ways to make getting an education more accessible. Congrats to all of you that either didn't take out loans or did, and paid them off. I'm paying mine off as we speak but I could sure use the money for other shit.

    signature image

    Throwback702

  • Cosmo_Kramer said...

    I hope MSU and other schools start losing enrollment to be honest. It's all about the money, the professors need the extra 25 Starbuck's Latte's a year. And if I would have known that there would be a fucking recession halfway through college, I probably would have made other decisions in hindsight. And I don't know if any of you have even looked at the tuition spike in the last six years, but it's insane:

    YEAR PER CREDIT AMOUNT 2011 Fall Semester $406.75 2011 Summer Semester (Admitted Fall 2005 or after) $380.50 2011 Summer Semester (Admitted prior to Fall 2005) $353.25 2010 Fall Semester (Admitted Fall 2005 or after) (A) $371.75 2010 Fall Semester (Admitted prior to Fall 2005) (A) $345.25 2010 Summer Semester (Admitted Fall 2005 or after) (1) $347.00 2010 Summer Semester (Admitted prior to Fall 2005) (1) $321.00 2010 Spring Semester (Admitted Fall 2005 or after, after offset) (2) $342.00 2010 Spring Semester (Admitted prior to Fall 2005, after offset) (2) $316.00 2009 Fall Semester (Admitted Fall 2005 or after) (A) $347.00 2009 Fall Semester (Admitted prior to Fall 2005) (A) $321.00 2009 Spring Semester (Admitted Fall 2005 or after, before offset) (3) $314.75 2009 Spring Semester (Admitted prior to Fall 2005, before offset) (3) $290.25 2009 Spring Semester (Admitted Fall 2005 or after, after offset) (3) $311.00 2009 Spring Semester (Admitted prior to Fall 2005, after offset) (3) $286.75 2008 Fall Semester (Admitted Fall 2005 or after) (A) $311.00 2008 Fall Semester (Admitted prior to Fall 2005) (A) $286.75 2008 Spring Semester (Admitted Fall 2005 or after) $277.50 2008 Spring Semester (Admitted prior to Fall 2005) $254.75 2007 Fall Semester (Admitted Fall 2005 or after) $280.00 2007 Fall Semester (Admitted prior to Fall 2005) $257.25 2006 (Admitted Fall 2005 or after) $255.50 2006 (Admitted prior to Fall 2005) $234.75 2005 (Admitted Fall 2005 or after) (4) $233.25 2005 (Admitted prior to Fall 2005) $223.50 2004 $206.25 2004 (Summer) $201.50 2003 (Fall/Spring) $197.50 2002 $179.75 2001 $165.75 2000 $152.25 1999 $147.25 1998 $144.00 1997 $140.75 1996 $136.75 1995 $132.75 1994 $129.50 1993 $125.00 1992 (5) $114.25 1991 $69.75 1990 $65.25 1989 $60.75 1988 $56.00

    That is insane.

    Didn't mean to down vote, somebody please rectify this.

    I lucked out by sucking in high school and going to community college, half of my education cost less than one semester at scUM. I get federal aid and grant money which really cuts into the cost but it's still too much, My little brother is going to end up paying 130,000 dollars when he goes to school. How is a kid with a undergrad degree supposed to pay that back?

    ass dan ●

  • Rich Gozinya said...

    That is nonsense. Out of my 5 most successful friends, 2 of them never went to any college.

    For 50% of attendees, college is a 4-5 year vacation from real life. We shouldn't be subsidizing this 100%.

    False.

    The landscape is changing and in order to be competitive anymore when looking for a job, a graduate degree is almost requisite to apply.

    ass dan ●

  • ~Stils~ said...

    I would benefit immensely from this but come on let's be realistic.

    im sitting at about $180k right now.....thank god my starting salary will be > than my principle when i actually get a decent paycheck in 5 years...

    signature image

    |1903|1905|1908|1913|1937|1951|1952|1953|1955|1957|1965|1966|1978|1987|1990|2010|2011|

    TeamCaptainJohn

  • Duke Silver said...

    People still pay the tuition, until that stops the rate increases wont.

    I think that's an oversimplification.

    signature image

    Throwback702

  • Cosmo_Kramer said...

    Tuition rates are ridiculous and loan debt is increasing gigantic amounts every year, and over $1 trillion is expected in loans in 2012 alone.

    Even at MSU, the rates have hiked dramatically. From when I was a freshman there and my sister (six years younger) was accepted into State just last month, tuition has gone up thousands of dollars. It's to the point that my sister won't be able to attend Michigan State because my parents can't afford it, and having even more loans after I won't have mine paid off for many years doesn't help the cause. And yes, she would be an in-state student.

    Sign the petition, it takes two seconds and is for a good cause. I don't do this often, but it is crazy to think that young people must pay tens of thousands of dollars to become educated in this country while banks can be reimbursed and bailed out. Why not bail out the individuals and their families, especially during a flailing economy?

    Did you ever consider that a contributing factor to the exisiting high tuition rates might be the excessive money avalilable via the student loan program? headslap

    "I think the world is run by C students" Al Mcguire

    rob

  • ass dan said...

    Didn't mean to down vote, somebody please rectify this.

    I lucked out by sucking in high school and going to community college, half of my education cost less than one semester at scUM. I get federal aid and grant money which really cuts into the cost but it's still too much, My little brother is going to end up paying 130,000 dollars when he goes to school. How is a kid with a undergrad degree supposed to pay that back?

    i graduated in '09. Room and board cost about 16,000/year for in state tuition at MSU. as far as i know, tuition hasn't increased 100% in that time...
    i think its pretty reasonable to graduate with <50k in loan debt.

    signature image

    |1903|1905|1908|1913|1937|1951|1952|1953|1955|1957|1965|1966|1978|1987|1990|2010|2011|

    TeamCaptainJohn

  • Duke Silver said...

    People still pay the tuition, until that stops the rate increases wont. The fact it's so easy to get a student loan makes the whole process even worse.

    From 3 days ago:

    "Student debt has (been) growing for some time," said Lauren Asher, president of the Institute for College Access & Success, an Oakland, Calif., policy organization that runs the Project on Student Debt. "College costs have continued to outpace both family incomes and available grant aid so students and families are increasingly turning to loans to fill that gap."

    People want to be college educated and get a solid degree from a good institution.

    "People understand that higher education is worth the investment and certainly a necessity for the 21st century, but it's getting harder and harder for families to afford," said Rich Williams, higher education advocate with U.S. PIRG, a consumer advocacy organization based in Boston and Washington, D.C. "When it comes to student loan debt, things are really bad and are getting worse."

    "In 2010, two-thirds of college graduates needed student loans, and they carried an average debt of $25,500, according to The Project on Student Debt, whose mission is to increase awareness of increasing student debt and its implications.

    The figures have grown from 1993, when half of students borrowed an average of $9,350."

    Students amass mountain of debt as default rates continue to climb | The Detroit News | detroitnews.com

    As spring commencement season begins later this month, more students are graduating with a debt load thats doubled in comparison to a decade ago, as unemployment remains high.

    www.detroitnews.com

    What is that, a Titleist? A hole in one...

    Cosmo_Kramer

  • This is going to be a busy thread, methinks.

    signature image

    PolskaSpartan ●

  • rob said...

    Did you ever consider that a contributing factor to the exisiting high tuition rates might be the excessive money avalilable via the student loan program? headslap

    my 'cost of attendance' at Wayne includes a $900 for rent/month and enough money budgeted to 'transportation' to drive 44k miles in my Fit in a year. Im going to use every penny of that money on my rent next year, but i will agree that what is budgeted is ridiculous. im guilty of using every bit i can have access to, but if i didnt have that crutch, i would be living well, well beyond my means

    This post was edited by TeamCaptainJohn on 4/20/2012 at 4:42 PM

    signature image

    |1903|1905|1908|1913|1937|1951|1952|1953|1955|1957|1965|1966|1978|1987|1990|2010|2011|

    TeamCaptainJohn

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